Get up to 5% down payment assistance
on your Texas home.
Get down payment assistance at no cost. We handle the process and guide you every step of the way.
Do you qualify for help buying a home?
Gold Quest Group helps Texas first-time buyers with fixed-rate mortgages and down payment assistance — free guidance, no cost to you for the assistance process.
Down payment assistance
Available for FHA and conventional loans only. You can get help with 2% to 5% of your loan amount toward your down payment.
Tax credit on your mortgage interest
First-time buyers may get a 15% federal tax credit on mortgage interest — money back on your taxes every year you live in the home.
First-time buyers
Focused on first-time buyers. If you haven’t owned a home in the last 3 years, you may qualify for help on FHA or conventional loans.
4 easy steps
Gold Quest Group guides you through the process at no cost for the assistance.
Your situation
Tell us about your income, credit, and goals. We check what programs fit you best.
First-time buyer status
Haven’t owned a home in the last 3 years? You’re in the best position for down payment help.
Where you live & household size
We look at your county and how many people live with you to see if you meet the income guidelines.
Get pre-approved
We help you lock a 30-year fixed mortgage with down payment assistance included — free guidance from Gold Quest.
Available for FHA & Conventional
Gold Quest Group helps eligible first-time buyers get a 30-year fixed mortgage with down payment assistance.
FHA & Conventional loans
Down payment assistance is available on FHA (Federal Housing Administration) and conventional loans only.
We handle the entire process so you don’t pay extra for the help.
How it works
One simple explainer. Then talk to Gold Quest Group.
See if you qualify
Quick screen. Not a credit pull. A Gold Quest loan officer follows up — free guidance on the assistance process.
- Primary residence in Texas
- First-time buyer (preferred)
- Credit as low as 620
- FHA or conventional loan
- Income within guidelines
Gold Quest Group, LLC, 1001 West Loop South, Suite 803, Houston, TX 77027 · (713) 621-6466 · NMLS #212990.
Programs administered by Texas State Affordable Housing Corporation and originated through Gold Quest Group Mortgage Lender. Assistance type, amount, and eligibility subject to program guidelines. This page is marketing — not a commitment to lend. Equal Housing Lender.
Houston mortgage lender since 2001
713-621-6458 · goldquestgroup.com
Gold Quest helps you through the process at no cost for the assistance.